“Summer Protection” is an innovative insurance product dedicated to beach resorts that provides an opportunity to reduce economic losses resulting from bad weather. “Summer Protection” is a “parametric” insurance product that, in the event of a specific occurrence – in this case, rain – triggers an automatic and immediate reimbursement to the beach resort (without the need for an on-site adjuster). The manager can purchase an insurance guarantee that provides compensation when specific rainfall conditions are met, automatically and quickly, based on the location of the beach resort, safeguarding their business from weather-related financial losses. “Summer Protection” is an extremely flexible policy and can be purchased for the entire summer season or just for weekends, with premiums proportional to the number of insured beach umbrellas and their retail cost. If the referenced weather station records precipitation exceeding the agreed-upon level, the manager receives compensation within a few days.