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Chemical, Cosmetic & Pharmaceutical

The chemical, cosmetic, and pharmaceutical sectors are increasingly at the forefront of addressing the needs of hygiene, health, quality of life, and environmental responsibility. The risks involved are multifaceted and complex.

The European industry is generally exposed to a range of delicate circumstances, including:

  • Growing environmental responsibilities
  • Issues related to public health and worker safety
  • Natural or human-caused accidents
  • Use of often valuable and hazardous raw materials
  • A diverse and often unreliable supply chain
  • Product and patent-related responsibilities
  • Liability in the realm of testing and experimentation (currently subject to regulatory scrutiny)
  • Cybersecurity responsibilities
  • The ever more critical and volatile value of brand reputation

Moreover, many aspects related to the industry’s operations require particular attention in the risk assessment processes.

New scenarios, technologies, regulations, and market dynamics can represent significant opportunities for growth and development. Our professionals work alongside clients to develop effective and efficient solutions and strategic plans, assisting them in risk management by identifying and assessing frequency and impact, as well as in handling potential claims and losses. This support helps clients protect their business comprehensively.

For over 70 years, we at GBSAPRI have been alongside our clients with specific consulting services and customized risk management programs that involve careful assessments regarding risk prevention and mitigation before they are transferred to the insurance market. A dedicated team of specialists closely and professionally guides clients through all phases, assisting them in the process of selection and protection. GBSAPRI’s consulting covers all stages of this process:
  1. Risk analysis
  2. Coverage verification
  3. Development of customized insurance programs – among these, we have activated numerous agreements that may also pertain to your sector.
  4. Technical and managerial support
  5. Claims management and loss adjusting
  6. Technical training
  7. Corporate welfare and benefits programs
  8. Communication support services
  9. Specific services for public administration and government entities
Our organization places great emphasis on quality. To maintain trust (both internally and externally), efficiency, effectiveness, and adherence to ethical principles such as fairness, confidentiality, transparency, environmental protection, and safety, GBSAPRI has a dedicated structure for quality control of the services offered. This includes a focus on the procedures used in managing insurance programs and related claims, as well as the evaluation of the efficiency and stability of the insurance markets used. In compliance with current regulations, GBSAPRI is certified:
  1. UNI EN ISO 9001:2015 Quality Management System.
  2. ISO 14001:2015 Environmental Management System.
  3. OHSAS 18001:2007 Health and Safety at Work.
  4. Organizational Model pursuant to Legislative Decree 231/2001, and it also operates in accordance with Legislative Decree 196/2003, the “Privacy Law.”
  5. Legality rating issued by the A.G.C.M. (Competition and Market Authority) with a ★★★ 3-star rating.

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